Property Investing

Property investing considerations 

 

 

 

 PROS 

 CONST 

 

 

 

 

 "Passive" income  

 Tax deductions if property is owned by a human and human is working 

 Increase in property value, proportional to deposit 

 Hard to go to $0 like stonks 

 Can use proptery as collateral  

 

 

 

 

 TAX 

 Strata (Tax deductable) 

 Council Tax (Tax deductable) 

 Mortgage fees (Tax deductable) 

 Mortgage interest (Tax deductable) 

 Water bills (Tax deductable) 

 Repairs (Tax deductable) 

 Land tax (If owned by a trust) (Tax deductable) 

 Insurance (Tax deductable) 

 Property management 

 Stamp duty on buy 

 Converyancer costs on sale 

 

 

 

 

 

   

 Property ownership 

 

 

 

 Pros 

 Cons 

 

 

 

 

 Increase in property value, proportional to deposit 

 No land tax 

 No cappy gainz when selling 

 Can use proptery as collateral 

 

 

 

 

 Strata 

 Council Tax 

 Mortgage interest 

 Mortgage fees 

 Water Bills 

 Repairs 

 Insurance? 

 

 

 

 

 

 

   

 Renting 

 

 

 

 Pros 

 Cons 

 

 

 

 

 No water bills 

 No mortgage 

 No landlord insurance 

 No strata 

 No council 

 Not stuck in one place Cons 

 

 

 

 

 Can't capture increase in value 

 Moving costs 

 Can't put nails in walls 

 Repairs can be harder 

 Renters insurance